Near-zero payment fees. Real-time inventory tracking. Barcode-simple checkout.
No blockchain complexity. Built for the French butcher โ and every merchant like them.
0.25% per transaction vs 2-5% for credit cards. B2B supplier payments at 0%. A merchant doing $200K/year saves $9,500+ annually.
Every product is a digital twin on-chain. Scan a barcode โ see full history: where it came from, who owned it, is it authentic? No more spreadsheets.
One barcode scan = instant settlement at 0.25%. No terminal contract, no chargeback risk, no PCI compliance. Works offline too.
Deploy Wasm-based ink! contracts with KYC-gated chain extensions. Built-in PAYG, lease-to-own, and escrow templates ready to deploy.
Pay-as-you-go, lease-to-own, subscriptions, or micro-loans secured by on-chain product DRM. Lock on non-payment, unlock on payment, repossess on default.
Deposit USDC from Solana, spend it anywhere on CoCo. Withdraw back to Solana. Relayer-secured with replay protection. Auto-yield on idle deposits.
Butcher orders from supplier โ both on CoCo. Auto-PO from low stock alerts, QR scan receiving, instant payment at 0% fee. No more $25 wire fees.
Android app with biometric auth. Linux CLI for power users. Create a wallet in 10 seconds โ no seed phrases to type, no gas fees to worry about.
Auto-suggest discounts on expiring inventory: 20% at 2 days, 40% at 1 day, 60% on expiry day. One-click apply with margin analysis and CSV export.
| Processor | Fee | Settlement |
|---|---|---|
| โ CoCo | $0.05 | 6 seconds |
| Visa / Mastercard | $0.50 โ $0.90 | 1-2 days |
| MercadoPago | $0.30 โ $1.00 | Next day |
| PayPal | $1.19 | Instant (holds) |
| Stripe | $0.88 | 1-2 days |
| Method | Fee | Settlement |
|---|---|---|
| โ CoCo (internal) | $0.00 | 6 seconds |
| Wire Transfer | $25 โ $50 | 1-3 days |
| Corporate Card | $20 โ $30 (2-3%) | 1-2 days |
| Paper Check | $5 โ $10 | 5-10 days |
0.25% border fee is still 10-24x cheaper than any card processor. Internal ecosystem movement is 0%. Cash doesn't give you inventory analytics, DRM enforcement, or automated supplier ordering.
The merchant never sees a wallet address, seed phrase, or gas fee. They scan a barcode and get paid.
| Capability | CoCo | Traditional |
|---|---|---|
| Payment Fees | 0.25% | Visa/MC 2-5% |
| Settlement | Instant (6 seconds) | 1-3 business days |
| Chargebacks | None (immutable) | Costly & frequent |
| Inventory | Real-time, on-chain | End-of-day batch |
| Cross-chain | Solana, USDC, USDT | Siloed |
| Merchant Setup | Scan barcode โ done | Terminal, contract, PCI audit |